Free Tool
Estimate the maximum security deposit recovery your state may allow.
Start with your state and deposit amount. We will show the maximum modeled result under the general rule and the main reasons the real answer could change.
Result
Enter your details to see the modeled result and the main caveats.
Why This Is Not Your Exact Result
This tool estimates the maximum modeled recovery, not the exact amount you are owed.
Penalty rules can change based on bad faith, willfulness, written demand, forwarding address, or local ordinance overlays.
Exact Case Review
Use the questionnaire for the exact fact pattern.
The questionnaire checks your timing, return history, itemization facts, and other state-specific conditions before showing an exact claim path.
Frequently Asked Questions
Does this tell me exactly what I am owed?
No. The calculator shows the maximum modeled recovery under the general state rule. The exact result depends on facts like timing, partial returns, itemization, forwarding-address rules, and whether a multiplier requires bad faith or notice.
Why does the result say modeled maximum?
Because many states have conditions that change the remedy. This tool is intentionally useful but incomplete. The questionnaire is the exact-analysis step.
Can the real result be lower than this number?
Yes. A late return, partial refund, valid deduction, or missing prerequisite can reduce or eliminate any penalty. The estimate is an upper-bound model, not a promise.