New York Security Deposit and Roommate Rights

Who gets the security deposit back when roommates move out in New York? Learn how deposits work with multiple tenants, subletting, and roommate disputes under New York GOL §7-108.

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How Security Deposits Work With Roommates in New York

Security deposits get complicated with multiple tenants in New York. Under New York GOL §7-108, the deposit is typically held in the name of whoever signed the lease — not individual roommates. This means the landlord is only obligated to return the deposit (or provide an itemization) to the named lease holder, not to each roommate individually. Disputes about how the deposit is split among roommates are generally handled between the tenants themselves, not through the landlord.

Get a Roommate Agreement

A roommate agreement (separate from the lease) should address how the deposit is split and what happens when one roommate leaves early. This protects everyone.

Protecting Your Deposit in a Roommate Situation

  1. 1

    Confirm whether all roommates are named on the lease

  2. 2

    Document who paid what portion of the security deposit

  3. 3

    Create a written roommate agreement addressing deposit splits

  4. 4

    If a roommate leaves, agree in writing on the deposit arrangements

  5. 5

    When the lease ends, the landlord must return the deposit (or itemization) within 14 days

Legal Reference

Wear & Tear Protected
Primary StatuteNew York GOL §7-108
Penalty StatuteGOL §7-108(1-a)(e)
Small Claims Limit$10,000
Statute of Limitations3 years

Questions

Common questions answered.

Your New York landlord has 14 days after your move-out date to return your security deposit along with an itemized statement of any deductions. This deadline is set by New York GOL §7-108.

If your landlord misses the 14-day deadline, they forfeit the right to withhold any portion of your deposit under GOL §7-108(1-a)(e), even deductions that might otherwise have been valid.

No. New York law under New York GOL §7-108 explicitly prohibits landlords from deducting for normal wear and tear. This includes faded paint, minor scuffs, small nail holes, and carpet thinning from regular use. Deductions must be for actual damage beyond what normal living causes.

Under New York GOL §7-108, the landlord is obligated to return the deposit to the named leaseholder(s), not to individual roommates separately. How roommates divide the deposit among themselves is a matter to be handled between the tenants - ideally established in a written roommate agreement before move-in.

If one roommate leaves while others remain on the lease, the deposit typically stays with the landlord until the tenancy fully ends. The departing roommate's share is a matter between the roommates. A written roommate agreement specifying each person's contribution to the deposit can prevent disputes later.

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