New Mexico vs Texas: Security Deposit Law Comparison

See how New Mexico and Texas compare on deadlines, penalties, and tenant protections - so you know exactly where you stand.

Deadline

30dvs30d

Penalty

Full forfeiturevs3x deposit

WNT Protection

YesvsYes

Small Claims

$10,000vs$20,000

Side-by-Side Comparison

Green badges highlight the rule that's better for tenants in each category.

Return Deadline
New Mexico30 days
Texas30 days
Deadline Trigger
New MexicoAfter move-out
TexasAfter move-out
Penalty
New MexicoFull forfeiture
Texas3x depositBetter
Penalty Condition
New MexicoAutomaticBetter
TexasBad faith
Itemization Deadline
New Mexico30d
Texas30d
WNT Protection
New MexicoYes
TexasYes
Small Claims
New Mexico$10,000
Texas$20,000Better
SoL
New Mexico6 yrsBetter
Texas2 yrs

State Summaries

New Mexico

N.M. Stat. Ann. §47-8-18

  • Return deadline: 30 days after move-out
  • Penalty: Full deposit forfeiture (automatic violation)
  • Wear & tear: Prohibited - landlord cannot deduct normal wear
  • Small claims: Sue for up to $10,000 without an attorney

Texas

Texas Property Code §92.103

  • Return deadline: 30 days after move-out
  • Penalty: Up to 3x your deposit (bad faith violation)
  • Wear & tear: Prohibited - landlord cannot deduct normal wear
  • Small claims: Sue for up to $20,000 without an attorney

Frequently Asked Questions

Which state has stronger tenant protections - New Mexico or Texas?

New Mexico and Texas are closely matched on tenant protections. Each has distinct strengths - New Mexico may be stronger in some categories while Texas leads in others. Review the comparison table above for details.

What is the security deposit return deadline in New Mexico vs Texas?

In New Mexico, landlords must return your security deposit within 30 days after move-out. In Texas, the deadline is 30 days after move-out. Missing these deadlines can trigger penalties for the landlord.

What penalty can a landlord face for keeping a deposit in New Mexico vs Texas?

New Mexico: Full deposit forfeiture (automatic violation). Texas: Up to 3x your deposit (bad faith violation). Always document your move-out carefully to support a claim.

Do New Mexico and Texas protect against normal wear-and-tear deductions?

Yes - both New Mexico and Texas prohibit landlords from deducting normal wear and tear from your security deposit. Only actual damage beyond normal use can be deducted.

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